When considering therapy services, it’s important to understand how your insurance coverage may impact your out-of-pocket costs. While we may be in-network with your plan, your financial responsibility depends on the specific details of your policy.

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When a provider joins an insurance network, the insurance company establishes a contracted (or “allowed”) rate for each service. This rate is typically lower than the provider’s standard out-of-pocket fee and is the amount used to determine your financial responsibility.

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Important: If your deductible has not yet been met, you will generally be responsible for the full insurance-allowed amount for services.

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Key terms to understand:

• Deductible: The amount you must pay out of pocket each year before your insurance begins to share the cost of services.

• Copay: A fixed amount you pay per session.

• Coinsurance: A percentage of the allowed amount that you are responsible for after your deductible is met.

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We encourage you to review your benefits and visit our Resources page for tools to help guide conversations with your insurance provider.

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For those seeking services out-of-network, superbills can often be provided upon request. A superbill is a detailed invoice that includes the information you need to submit for potential reimbursement from your insurance company. It’s advisable to check with your insurer about their policies regarding out-of-network reimbursements before your appointment.